Tax Planning & Strategy
At Seneschal Family Office, tax planning is never an afterthought—it is a cornerstone of preserving and enhancing wealth across generations. Our independent, fee-only structure ensures that every strategy we recommend is crafted exclusively in the best interests of our clients. Whether navigating complex income tax considerations, designing estate & gift tax strategies, or maximizing philanthropic tax benefits, our goal is to deliver clarity, simplicity, and measurable results in even the most intricate financial landscapes.
Your Financial Partner Through Life’s Transitions
Major life events—retirement, selling a business, receiving an inheritance, or navigating the loss of a loved one—can quickly transform your financial picture. During these times, the tax implications are often just as significant as the emotional and practical adjustments. Our team specializes in guiding clients through these pivotal transitions with comprehensive tax planning strategies that safeguard what you have built and position your wealth to support your evolving goals.
We recognize that wealth is not defined solely by balance sheets. For our clients, wealth represents family security, freedom of choice, and the ability to make meaningful contributions to the world. Our tax planning process reflects these broader values, aligning technical expertise with your personal vision.
We recognize that wealth is not defined solely by balance sheets. For our clients, wealth represents family security, freedom of choice, and the ability to make meaningful contributions to the world. Our tax planning process reflects these broader values, aligning technical expertise with your personal vision.
Income Tax Planning
A thoughtful approach to income tax planning ensures that you retain more of your wealth today while still positioning yourself for future success. High-net-worth individuals and families often face complex income streams—from business ownership and investment portfolios to deferred compensation and international holdings. Each of these carries unique tax consequences that require proactive management.
Our services include:
● Structuring investment portfolios for maximum tax efficiency
● Timing income recognition to minimize liability in high-income years
● Leveraging retirement accounts and tax-advantaged vehicles
● Coordinating tax strategies across multiple jurisdictions, whether it is for clients who split time in multiple states domestically or those with international exposure
● Proactive coordination with legal counsel, accountants, and other professionals on the advisory team
By integrating income tax planning into your overall wealth management strategy, we help ensure that your short-term decisions align with your long-term legacy.
Our services include:
● Structuring investment portfolios for maximum tax efficiency
● Timing income recognition to minimize liability in high-income years
● Leveraging retirement accounts and tax-advantaged vehicles
● Coordinating tax strategies across multiple jurisdictions, whether it is for clients who split time in multiple states domestically or those with international exposure
● Proactive coordination with legal counsel, accountants, and other professionals on the advisory team
By integrating income tax planning into your overall wealth management strategy, we help ensure that your short-term decisions align with your long-term legacy.
Estate & Gift Tax Strategies
Preserving wealth across generations requires deliberate planning. Without careful structuring, estate and gift taxes can significantly erode what you intend to pass on. Our expertise in estate & gift tax strategies allows us to design solutions that not only minimize tax burdens but also reflect the values you wish to instill in future generations.
Key strategies we employ include:
● Establishing trusts that balance flexibility, control, and tax efficiency
● Utilizing the lifetime gift tax exemption to reduce taxable estates
● Coordinating business succession planning to ensure smooth transitions
● Reviewing estate documents regularly to align with changing laws and family circumstances
● Providing multi-generational wealth planning and financial education
By combining technical precision with a deep understanding of family dynamics, we help ensure that wealth transitions are smooth, tax-efficient, and consistent with your vision.
Key strategies we employ include:
● Establishing trusts that balance flexibility, control, and tax efficiency
● Utilizing the lifetime gift tax exemption to reduce taxable estates
● Coordinating business succession planning to ensure smooth transitions
● Reviewing estate documents regularly to align with changing laws and family circumstances
● Providing multi-generational wealth planning and financial education
By combining technical precision with a deep understanding of family dynamics, we help ensure that wealth transitions are smooth, tax-efficient, and consistent with your vision.
Philanthropic Tax Benefits
For many of our clients, philanthropy is not only a way to give back but also a powerful tool within a broader tax strategy. Thoughtfully structured giving allows you to maximize philanthropic tax benefits while creating meaningful and lasting impact.
We guide clients through:
● Deciding the best philanthropic vehicle for their goals
● Establishing private foundations or donor-advised funds
● Structuring charitable remainder trusts to balance giving with income needs
● Identifying appreciated assets for donation to minimize capital gains taxes
● Coordinating philanthropy with estate planning to reinforce family values across generations
Our role is to make your giving intentional and effective—both for the causes you care about and for your overall financial picture.
We guide clients through:
● Deciding the best philanthropic vehicle for their goals
● Establishing private foundations or donor-advised funds
● Structuring charitable remainder trusts to balance giving with income needs
● Identifying appreciated assets for donation to minimize capital gains taxes
● Coordinating philanthropy with estate planning to reinforce family values across generations
Our role is to make your giving intentional and effective—both for the causes you care about and for your overall financial picture.
Coordinated, Comprehensive Strategy
At Seneschal Family Office, we believe that effective tax planning requires integration across all areas of wealth management. Income tax planning, estate & gift tax strategies, and philanthropic tax benefits are not isolated considerations—they are interdependent pieces of a larger picture. By coordinating these elements, we reduce complexity and ensure your financial plan is both resilient and flexible.
Our independence as a fee-only firm means that we answer solely to our clients. Every recommendation is objective, research-driven, and aligned with your long-term interests. Unlike firms that may be influenced by commissions or product incentives, we measure success by your outcomes and your satisfaction.
Our independence as a fee-only firm means that we answer solely to our clients. Every recommendation is objective, research-driven, and aligned with your long-term interests. Unlike firms that may be influenced by commissions or product incentives, we measure success by your outcomes and your satisfaction.
Who We Serve
Our clients include entrepreneurs, executives, medical professionals, retirees, widows and widowers, divorcees, families of inherited wealth, and international individuals navigating cross-border complexities. While their backgrounds vary, they share a common understanding: wealth is most valuable when it supports a fulfilling life, sustains family security, and empowers future generations.
We work with:
● Families in transition after major life events such as retirement, business sales, divorce, or loss of a spouse
● Individuals navigating complex income tax situations across multiple jurisdictions
● Families seeking to preserve and pass on wealth through strategic estate & gift tax planning
● Philanthropists aiming to integrate giving with broader financial and tax goals
Our role is to provide clarity in the face of complexity, ensuring that wealth not only endures but also enhances the lives it touches.
We work with:
● Families in transition after major life events such as retirement, business sales, divorce, or loss of a spouse
● Individuals navigating complex income tax situations across multiple jurisdictions
● Families seeking to preserve and pass on wealth through strategic estate & gift tax planning
● Philanthropists aiming to integrate giving with broader financial and tax goals
Our role is to provide clarity in the face of complexity, ensuring that wealth not only endures but also enhances the lives it touches.
Why Seneschal Family Office
Choosing a partner for tax planning is about more than technical expertise. It’s about trust, continuity, and alignment with your values. At Seneschal, we bring decades of fiduciary wealth management experience to each client relationship, offering solutions that are sophisticated yet practical, and personalized without being complicated.
We understand that every decision you make today shapes your financial story tomorrow. Whether it is optimizing income tax planning, designing enduring estate & gift tax strategies, or amplifying your impact through philanthropic tax benefits, we are committed to being your advocate and guide.
We understand that every decision you make today shapes your financial story tomorrow. Whether it is optimizing income tax planning, designing enduring estate & gift tax strategies, or amplifying your impact through philanthropic tax benefits, we are committed to being your advocate and guide.
A Relationship That Evolves with You
The financial landscape is dynamic, and so are the lives of our clients. That’s why we view tax planning as an ongoing process rather than a one-time event. We continually monitor changes in tax law, market conditions, and your personal circumstances to ensure your plan evolves with you.
By building enduring relationships, we stand beside our clients through life’s most pivotal transitions—offering not only expertise but also perspective and stability.
By building enduring relationships, we stand beside our clients through life’s most pivotal transitions—offering not only expertise but also perspective and stability.
Begin the Conversation
If you are seeking more than tax compliance—if you desire a comprehensive strategy that integrates your wealth, values, and goals—Seneschal Family Office is here to help. Our approach to income tax planning, estate & gift tax strategies, and philanthropic tax benefits ensures that your wealth supports the life you envision and the legacy you wish to leave.
