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Retirement Planning

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We help you plan for a retirement that’s financially secure and personally rewarding. While retirement plans need to be customized for your unique needs, it generally involves these issues.

  • Do you want to retire? Some of our clients question the wisdom of ever stopping work. They worry about cognitive decline, deteriorating health, loss of self-worth and missing employment they enjoy.
  • If you want to retire, how much money will you need to replace your income?
  • When should you start to take Social Security benefits?
  • How does your current debt impact your retirement planning? Should you pay off your mortgage?
  • How can you calculate the probability you won’t run out of money in retirement?
  • How can you plan for health care costs in retirement? One study found that a 65-year old retired couple today will spend an average of $315,000 on health care.
  • How do you invest to plan for retirement and post-retirement?
  • What is the most tax-efficient way to withdraw money from savings in retirement?
  • How can you integrate your estate planning with your retirement planning?
You will only have to deal with these issues once in your lifetime.
We have helped many clients resolve them. You can rely on our experience and judgment.
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